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Have Questions?

How do I apply for a merchant account?

Applying for a merchant account is simple, there are 3 ways to apply.
1) Online through our secure online application.
2) Download our PDF application.
3) Over the phone with an expert.

How do I get more information?

To get the most updated and recent information, call one of our experts at 888.614.6300.

How long does it take to get approved?

In most cases it takes 1-2 business days once we receive a completed application and supporting documents. Higher risk business types could take up to 5 business days to approve.

How do I change the DDA account my funds are going into?

Changing the account we deposit your funds into is simple, just complete a DDA change request and fax it to 805-244-9266. DDA changes take 24 – 48 hours to take effect.

How long does it take to receive my funds in my bank?

Depending on the time of day you close your batch, your bank will receive funds within 24-48 hours. In some cases, you can receive your funds next day.

What do I need to set up an online business?

Setting up an online business is easy! You will need 4 things.
1) A website
2) A hosting company
3) A shopping cart
4) A Merchant account.

How do I qualify for the best rates & fees?

We are experts in getting you to qualify for the best rates. Swiping the card always gets you the best rate. The next best way to get the lowest rate possible is to enter additional data such as CVV2, address & zip code. There are additional ways to qualify for lower rates. Call us today, we will understand your business and show you how to qualify for the lowest rates possible.

What equipment is best for my business?

Point of Sale equipment is changing faster these days due to the rules of Visa & MasterCard. SMS will always offer the most State-of Art equipment to meet the compliance demands of all the associations.

Ask an Expert


If you're not quite ready to sign up online and would like to learn more.

Ready to sign up? Our online merchant application is quick and easy.

Call Today! 888.614.6300
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